Her Wealth Journal

Money

Are you earning a good salary to cope with the increased costs of living in Singapore? The cost of living in Singapore is known to be high. And typically, the bulk of the expenses goes to housing, food, and transportation. In this article, we will take a closer look at the different factors that determine… <a href="https://herwealthjournal.com/good-salary-singapore-2023/" class="" rel="bookmark">Read More »How Much Money Do You Need To Have: Good Salary In Singapore 2023</a>

How Much Money Do You Need To Have: Good  Salary In Singapore 2023

I last did a cost of living post back last year when I had my newborn. Now that my child is no longer a baby and has been attending school for a while, I thought it is time for some updates, especially with the inflation adjustments. Year after year, Singapore is consistently ranked as one… <a href="https://herwealthjournal.com/cost-of-living-singapore-2023/" class="" rel="bookmark">Read More »Cost of Living in Singapore 2023: Is it really expensive?</a>

Cost of Living in Singapore 2023: Is it really expensive?

With inflation on the rise, it is becoming more common for workers or students to moonlight outside their day jobs or have side hustles. Some have even successfully made the leap to a full-time freelancer.  Even if you’re not looking for freelance work or a remote job. You could definitely benefit from these freelance job… <a href="https://herwealthjournal.com/websites-freelance-work/" class="" rel="bookmark">Read More »Best Websites to Find Freelance Work (Even if You’re out of the US)</a>

Best Websites to Find Freelance Work (Even if You’re out of the US)

There have been a lot of talks about a looming recession. The near future seems full of uncertainty – with the series of macroeconomic blows of rising inflation, supply chain disruptions, and a volatile stock market.  Although many are aware that they will need a larger emergency fund during a recession, more and more people… <a href="https://herwealthjournal.com/how-much-cash-recession/" class="" rel="bookmark">Read More »How Much You Will Need to Survive a Recession at each Life Stage</a>

How Much You Will Need to Survive a Recession at each Life Stage

Saving part of your salary and investing it, is the most common way to grow your retirement account over time.  Many financial advisors would advise saving 10-15% of your salary. And if you know me, I would push to at least 50% according to the 50/30/20 rule. By using this rule, I was able to… <a href="https://herwealthjournal.com/save-1-million/" class="" rel="bookmark">Read More »How to Save $1 Million for Retirement, Broken Down by Age</a>

How to Save $1 Million for Retirement, Broken Down by Age

Hey everyone. I know how the rate of inflation is stressing everyone out. In 2021, my side income will have managed to cover my living expenses in its entirety. This also means that I can save 100% of my salaried income. There have been some changes to my income streams over the past year. And… <a href="https://herwealthjournal.com/side-income-in-2022/" class="" rel="bookmark">Read More »Side Income in 2022: How to Earn More with a Full-time Job in Singapore</a>

Side Income in 2022: How to Earn More with a Full-time Job in Singapore

Still paying for your Spotify subscriptions? Do you know that there is an app that pays you for jamming music? I kid you not!  I first came across the Mode Earn app through the Reddit r/beermoney forum, and other users are reporting monthly earnings of US$5 – $50 just by streaming music, playing games, and… <a href="https://herwealthjournal.com/mode-earn-app-review/" class="" rel="bookmark">Read More »Get Paid to Stream Music – The Mode Earn App Review</a>

Get Paid to Stream Music – The Mode Earn App Review

The surge in inflation is making a dent in everyone’s wallets. This is the worst inflation in almost 40 years!  Just less than a year ago the prices of many items were about 10% lower than now and the biggest drivers of these increases are mostly in the grocery, housing as well as gas segments.… <a href="https://herwealthjournal.com/adjust-spending-inflation/" class="" rel="bookmark">Read More »How to Adjust your Spending to Stay Ahead of Inflation</a>

How to Adjust your Spending to Stay Ahead of Inflation

The average BTO renovation cost for a 4-room flat in Singapore typically costs upwards of $30,000 to $60,000. When my husband and I first got our BTO keys, we managed to keep our budget below $10,000. And this $10,000 is the overall “set-up cost” for our house. Inclusive of all the furniture, renovation, and electrical… <a href="https://herwealthjournal.com/10k-bto-renovation/" class="" rel="bookmark">Read More »I Spent $10k On My BTO Renovation – Here’s How I Did It</a>

I Spent $10k On My BTO Renovation – Here’s How I Did It

The cost of living in Singapore does not come cheap. It gets more tricky if you have dependents who rely on your financially. In these cases, you should probably consider getting life insurance.  Among life insurance, term life and whole life insurances are the most fundamental types that we most commonly see. But this is… <a href="https://herwealthjournal.com/should-i-cancel-my-whole-life-insurance/" class="" rel="bookmark">Read More »I have a whole life insurance policy. Should I cancel it and buy term life instead?</a>